our team

Capital Financial Advisors, Inc. (CFA) is a New Jersey based financial advisory firm to municipalities, boards of education, state agencies and authorities. 

The goal of CFA is to provide in-depth professional support and sound financial consulting services. These services are provided without any conflict of interest, which is evident in many firms which provide financial advisory services. 

Robbi S. Acampora - President

Ms. Acampora formed Capital Financial Advisors, Inc. in 1993.  She also has five years of public finance experience at another financial advisory firm, and nine years of municipal fund accounting, public finance and hospital finance experience.  As Chief Financial Officer of a county government, Ms. Acampora managed a $180 million budget and coordinated the financing and project management of a capital budget in excess of $135 million.

Ms. Acampora has extensive experience in budget development and analysis, long-term debt management and the development of capital financing alternatives.  In addition, she has developed continuing education programs on various budgeting and program monitoring topics which were presented to employees at all levels of government.

Ms. Acampora has participated in financings in excess of $3 billion.  Her experience with municipal and school district financings, county and municipal debt planning, and authority financings enables Ms. Acampora to provide a full scope of financial advisory services to her clients.

Ms. Acampora earned a Bachelors Degree in accounting from Rutgers University and is a Certified Municipal Finance Officer for the State of New Jersey.

Mary K. Lyons - Vice President

Ms. Lyons joins Capital Financial Advisors, Inc. as a specialist in municipal and school budget analysis and is responsible for the development of software modeling applications needed to structure specific solutions for financing transactions.  She has fifteen years of experience as a consultant to tax-exempt issuers.

She has developed various financial models, which are used to determine the feasibility of refunding securities.  She has participated in $2 billion of tax- exempt financings.  She has also developed a comprehensive analytical model for the feasibility of early retirement programs.

Ms. Lyons has previously served as the Budget Director of a New Jersey County.  Her responsibilities in that position included overall management for both operational and capital budgets.  These budgets exceeded $150 million for operating and in excess of $100 million for capital.  Ms. Lyons has developed an expertise in operating and capital budget monitoring systems, debt management planning and school budget analysis.

Ms. Lyons has a Bachelor's degree from St. Joseph's University and a Master's degree from Villanova University.

Denise S. Baxter - Associate

Ms. Baxter joins Capital Financial Advisors, Inc. with 10 years of experience in the public finance sector.  Ms. Baxter’s responsibilities are market research, document development, transaction processing and quantitative support.  Her duties include the compilation and development of materials for official statements, applications to regulatory and credit agencies, and public presentations.

Ms. Baxter is an expert at researching bond and economic data and is familiar with the capabilities of TM3 and other internet based informational sources.  She provides quantitative support through data base management, bond sizing and general cash flow analysis. 

Ms. Baxter holds a degree from Rowan University.